Licensed in California, serving businesses, employers and families across California.
Dream Safe Insurance is an independent broker licensed in California. We serve employers, businesses and families across the state’s major metros — from Los Angeles and Orange County to the Bay Area and beyond.
We serve businesses and families throughout California. Whether you’re in Southern California, the Bay Area, the Central Valley or the Sacramento region, you work with the same broker who knows your coverage and your carriers.
Dream Safe Insurance is licensed in California and serves employers, businesses and families statewide. From Los Angeles and Orange County to the Bay Area and Sacramento, we handle business insurance, employee benefits and personal coverage in every metro.
In every community we serve, we help with three kinds of coverage: business insurance for local companies, employee benefits for employers and their teams, and personal insurance for homes, cars and families. Many clients use us for more than one, so they have a single broker who knows the whole picture.
In California, most cities require a business license or business tax certificate from the city clerk or finance office. Unincorporated areas typically register through the county. Requirements vary by city but the underlying insurance obligations — workers’ compensation, liability, commercial auto — apply the same way everywhere in the state.
The basics stay the same everywhere in California. Workers’ compensation is required as soon as you have one employee, and general liability, commercial auto and an umbrella sit on top of that. What changes by area is the work itself and what the people hiring you expect.
Knowing which of those describes your business helps us know where to start when we compare options.
You don’t have to be in a major metro to work with us. Most of our business is handled by phone, email and video call. Whether you’re in a smaller city, a mountain community or an agricultural area, we can quote, bind and manage your coverage the same way we do for our metro clients.
No. Those are the metros where most of our clients are located, but we serve businesses and families throughout California. Your policies apply statewide, and we handle everything by phone, email and video call.
Not always. Mailing addresses often cover areas outside city limits. Check with the city or county before applying for a business license, since the office that covers your actual location is the one that issues it.
Your policies usually follow you anywhere in California, depending on the policy. But job location can affect contract requirements, auto use and certain classifications, so let us know where your crews actually work.
Most clients handle everything with us by phone, email and video call, from quotes and renewals to certificates and claims questions. Distance rarely matters, which is why we can help businesses and families across California.
Yes. We help families throughout California with home, renters, auto, recreational vehicle and life insurance. Personal coverage uses the same independent approach as our business insurance: we compare multiple carriers and find the best fit.
Serving businesses and families across California. Call, email or send your request online.
Business insurance, employee benefits or personal insurance. Tell us what you need and we’ll compare options from multiple carriers.
